I'm the heir living in a reverse mortgaged home. The owner passed away. When it comes time to sell the property (I can't payback the loan), do I set the sale amount of the home or does the mortgage company? The homes value took a big hit due to the real estate scam. Can't I demand that the home try and be sold at the original appraised value? or the inflated value caused by the scam? The amount of her loan was determined by those appraised values.