Business and Finance Forums

Last week my washer malfunctioned and flooded my condominium floor. The floor, trim, and painting will be covered by my homeowners insurance company. However, an 18" tall portion of drywall was removed all along the perimeter of the damaged area by the floor restoration services company (cleanup/drying was requested and paid for by my insurance company). New drywall installation isn't covered by my homeowners policy, because coverage starts at the finish layer (paint in this case). My condominium association manager said that since the damage was caused by my washer and not a broken pipe, it is my responsibility to repair and the condo assoc. insurance will not cover it.

Is it really my personal responsibility in this case? What is your opinion on this situation?