Pre-existing condition, where to get insurance?

[Mr__Broopers]

Individual,diabetic, 40's,a tad overweight

[mbrcatz]

You'll be an automatic decline, in most states. I'm assuming you're not in one of the 'guaranteed issue' states, or you wouldn't be having a problem.

So, you would need to get coverage either through an employer on a group plan (your employer, or your spouse's), or through the government (medicaid - welfare health insurance), or through your state's high risk health pool, if you have one, or if you're coming off insurance elsewhere, you can talk to a local agent about buying a hipaa policy.