Pre-existing condition, where to get insurance?
Posted: Tue Dec 07, 2010 6:51 am
Individual,diabetic, 40's,a tad overweight
Re: Pre-existing condition, where to get insurance?
Posted: Tue Dec 07, 2010 7:54 am
You'll be an automatic decline, in most states. I'm assuming you're not in one of the 'guaranteed issue' states, or you wouldn't be having a problem.
So, you would need to get coverage either through an employer on a group plan (your employer, or your spouse's), or through the government (medicaid - welfare health insurance), or through your state's high risk health pool, if you have one, or if you're coming off insurance elsewhere, you can talk to a local agent about buying a hipaa policy.